In-Home Mobility Equipment Insurance Birmingham

Ideas in Action provides protection in the event of accidental damage, loss and mechanical or electrical breakdown.

Our Premier In-Home Accidental Damage policy is for individuals owning a riser recliner chair or adjustable bed valued up to £7000 and provides financial protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

• Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
• Replacement on a ‘New for Old’ Basis.
• Breakdown — Arising solely as a consequence of misuse by you.

In-Home Warranty and Accidental Damage Insurance

We also offer In-Home Warranty and Accidental Damage Insurance for in-home mobility equipment valued up to £7000, consisting of beds, chairs, hoists, bath lifts and stair lifts. We offer financial protection in the event of mechanical or electrical breakdown and accidental damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

• Mechanical or Electrical Breakdown — Necessary repair or replacement of any part or component of your equipment that suffers mechanical or electrical breakdown, including call-out and labour charges.
• Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
• Replacement on a ‘New for Old’ Basis.