High Value Mobility Scooter & Powerchair Insurance Birmingham

Ideas in Action provides protection in the event of accidental damage, loss and mechanical or electrical breakdown.

Our Premier Insurance policy is for individuals owning a mobility scooter or power chair valued between £5,001 and £30,000. and provides protection in the event of loss or damage.

What is insured?

The following relate to loss, damage or injury as a result of the ownership or use of your mobility equipment:

• Loss or Damage — As a consequence of any sudden, unexpected and accidental cause, including fire, theft, storm and flood.
• Replacement on a ‘New for Old’ Basis.
• Personal Liability — Legal liability for accidental injury to any person or damage to property.
• 24/7 National Breakdown Recovery — Gets you and your property home following breakdown or damage.
• Loss of Keys — Cost of replacing lost starter keys and cost of returning home to obtain a spare.
• Personal Accident — A benefit is paid if you suffer death or serious bodily injury.
• Personal Effects — Loss or damage to your personal effects if your mobility equipment is damaged at the same time.
• Temporary Mobility Equipment — Covers mobility equipment whilst on hire to you.
• Hire Costs — Cost of hiring similar equipment whilst your scooter is in for repair following insured damage.
• Hospitalisation Benefit — A payment if you are hospitalised following an accident.
• Mugging Benefit — If you are mugged we will pay for loss of personal effects and cost of convalescence.
• Vet Fees — If a pet travelling with you is injured.
• Dental fees — If you suffer a bodily injury resulting in damage to your natural or prosthetic teeth.
• Legal Expenses — To recover damages from a negligent third party if you are injured or your mobility equipment is damaged.
• Manual Wheelchair — Covers any manual wheelchair you own.